{"id":67128,"date":"2023-09-13T20:05:41","date_gmt":"2023-09-13T20:05:41","guid":{"rendered":"https:\/\/rapidcelnews.com\/?p=67128"},"modified":"2023-09-13T20:05:41","modified_gmt":"2023-09-13T20:05:41","slug":"want-to-be-ready-in-time-for-christmas-start-preparing-now","status":"publish","type":"post","link":"https:\/\/rapidcelnews.com\/lifestyle\/want-to-be-ready-in-time-for-christmas-start-preparing-now\/","title":{"rendered":"Want to be ready in time for Christmas? Start preparing NOW"},"content":{"rendered":"
If you want to be ready for <\/span>Christmas<\/span>, the best time to start planning is right now, a money expert has revealed.\u00a0<\/span><\/p>\n Speaking on Lorraine, Financial Times’ consumer editor Claer Barrett revealed why – with 103 days left until the festive day – it’s good to get your ducks in a row now.\u00a0<\/span><\/p>\n ‘Like everything in life, if you plan ahead, you can save,’ she told the programme.\u00a0‘We’re all being squeezed in different ways.<\/span><\/p>\n ‘We may not admit it openly in conversation but I think the key thing is we’re honest about what we can afford this Christmas and we agree the rules of Christmas with friends and family.’<\/span><\/p>\n She laid out her top tips for making the most of Yuletide prep ahead of time, including frank and open conversations with loved ones and saving-savvy supermarket tips.\u00a0<\/span><\/p>\n <\/p>\n Speaking on Lorraine, Financial Times’ consumer editor Claer Barrett (pictured) revealed why – with 103 days left until the festive day – it’s good to get your ducks in a row now<\/p>\n 1. HAVE THE MONEY CONVERSATION SOONER THAN LATER<\/span><\/p>\n Claer explained that laying out the plans for big and small costs ahead of the holidays is the key to knowing where you’ll splurge and where you’ll tighten the purse-strings.\u00a0\u00a0<\/p>\n ‘Where are we gonna go, whether we’re gonna get presents for everyone, concentrate the money on the children…agree those rules early,’ she said.<\/p>\n ‘Because this is the time of year everyone starts saying, “Well where are we gonna be?”<\/p>\n ‘So make the finances part of that conversation.’<\/p>\n She added that you may be surprised by how comfortable it will be to chat about where you can limit unnecessary spending.\u00a0<\/p>\n ‘Your friends and relatives are struggling too and they’ll be relieved that you’ve brought it up,’ Claer explained.\u00a0<\/p>\n <\/p>\n If you want to be ready for Christmas , the best time to start planning is right now, a money expert has revealed<\/p>\n 2. START SAVING NOW – A LITTLE GOES A LONG WAY\u00a0<\/span><\/p>\n Claer said that, with 14 weeks left to go, there’s plenty of time to make small but impactful savings.\u00a0<\/p>\n ‘Look at it in terms of \u00a310 a week,’ she explained. ‘If one person did that until Christmas, they’d have \u00a3140 but if you and your partner committed to save just \u00a310 a week you’d have nearly \u00a3300 so that’s more than half of the cost.’<\/p>\n She added you could even put that into a separate savings account, to get interest on it.\u00a0<\/p>\n Meanwhile she also\u00a0stressed the importance of thinking about the value of your money when budgeting for the Christmas spread.\u00a0<\/p>\n ‘The average UK household spent around \u00a3600 on Christmas last year,’ she said.<\/p>\n ‘Now, inflation’s been running close to 10 per cent for most of this year, higher on food, so obviously this year is gonna be a bigger spend for many people – or you spend the same amount and you get less for your money.<\/p>\n Because of that, when you lay your plan out, think about\u00a0‘what areas could you potentially trim’.<\/p>\n 3. GET YOUR STAMPS EARLY\u00a0<\/span><\/p>\n If you’re a fan of hand-written cards, you better stack up on your stamps, Claer advised – as first-class ones are about to become more expensive.\u00a0<\/p>\n ‘The price of first class stamps is gonna go up again on October 2 by 14 per cent, \u00a31.25,’ she said.<\/p>\n ‘If you buy them before that date you ca still use them… second class\u00a0 stamps will stay the same 75p.’<\/p>\n 4. DON’T BE AFRAID TO REGIFT\u00a0<\/span><\/p>\n Claer revealed that as she prepares to gift loved ones for the festive seasons, she has a little ‘Christmas box’ where she may pop in odd small items.\u00a0<\/p>\n But she also said there is no shame in regifting, if the item is still in its packaging and if you think it’s the perfect pick.\u00a0<\/p>\n ‘I think its completely fine,’ she added. ‘I do it, don’t be ashamed.’<\/p>\n