What observers say
“SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities,” a market analyst noted, highlighting the company’s evolution in the financial services sector. This growth comes as SoFi Technologies, Inc. continues to attract attention from both retail and institutional investors.
Recent reports indicate that Moors & Cabot Inc. has reduced its holdings in SoFi Technologies by 5.2% during the third quarter of 2026. Following this adjustment, Moors & Cabot now owns 654,397 shares of SoFi, having sold 35,617 shares in the process. This reduction positions SoFi as the 23rd largest holding in their portfolio, accounting for approximately 0.8% of their total investments.
As of March 17, 2026, SoFi Technologies boasts a market capitalization of $22.48 billion, with a price-to-earnings (PE) ratio of 46.40. The stock has experienced a 12-month low of $8.60 and a high of $32.73, reflecting significant volatility in its trading history. In the most recent quarter, SoFi reported earnings per share (EPS) of $0.13, surpassing the consensus estimate of $0.12 by $0.01, while revenue reached $1.01 billion, exceeding expectations of $984.75 million.
Institutional investors currently hold 38.43% of SoFi Technologies’ stock, indicating a substantial level of interest from larger financial entities. Analysts have given SoFi an average rating of ‘Hold’, with a target price set at $26.34, suggesting a cautious but optimistic outlook for the stock’s future performance.
In addition to the adjustments made by Moors & Cabot, other institutions such as SJS Investment Consulting Inc. and Salomon & Ludwin LLC have also been active in managing their positions in SoFi. The stock’s recent performance and the company’s strategic initiatives have drawn attention from various analysts, including those from Truist Financial and UBS Group.
“The stock was acquired at an average cost of $21.04 per share, for a total transaction of $105,200.00,” reported one investor, reflecting the ongoing trading activity surrounding SoFi shares. Another transaction noted was the acquisition at an average cost of $19.93 per share, totaling $99,650.00, further underscoring the interest in the stock despite recent fluctuations.
As SoFi Technologies continues to expand its offerings and customer base, the company has added record new customers in the fourth quarter, a sign of its growing influence in the financial technology landscape. The firm has set its Q1 2026 guidance at 0.120 EPS and its full-year guidance at 0.600 EPS, indicating a positive outlook for upcoming financial results.
With the stock’s performance being closely monitored by analysts and investors alike, the next expected developments will likely revolve around SoFi’s ability to maintain its growth trajectory and meet its financial targets in the coming quarters. The market remains attentive to how these factors will influence SoFi’s stock performance moving forward.
